4 Risks You May Face this Winter Season

November 28, 2020 Blog

“Stay Safe” Tips from Your Business Insurance Providers

Who doesn’t love winter with the white fluffy snow that creates an outdoor sports lover’s paradise? Many of us do enjoy the weather that winter brings. We don’t mind the cooler temperatures and snow that brings on the holidays. With all the season’s beauty however, comes the frightening reality that Old Man Winter has a few tricks up his sleeve that can affect your business. Imagine trying to recoup from flooding because of a frozen bathroom pipe. How far back would that put you?

Before you add icing to your first gingerbread man of the season, take steps to have your building winter-proofed, and reach out to competent business insurance providers through The Business Insurance Center. We offer a variety of coverages to fit most small business needs. We get you the protection you need for those moments when catastrophe strikes.

4 Areas that Pose Winter Risks to Your Small Business

It’s easy to forget how unforgiving Mother Nature can be when the weather gets bad. Nasty storms and dropping temperatures can make a perfect holiday season turn sour. Here are four areas you’ll want to address before the thermometer dips below freezing:

  1. Frozen Pipes: Plumbing can burst when the temperature outside dips so low that water in the pipes freezes. The result is hundreds or thousands of dollars in damage. Not only can your floors be affected, but also the walls. You can keep this from happening by having all holes and cracks sealed, keeping the temperatures inside consistent, leaving a tiny stream of water dripping from your faucets, and installing back-up power to keep things warm.
  2. Roof Collapse: Depending on the area of the country you live, you may experience a lot of snow. The weight of a heavy snowstorm can cause your building’s roof to collapse. You’ll want to have that accumulated snow removed by a licensed and bonded contractor.
  3. Icy Walkways: Slip-and-fall accidents can be your worst nightmare. Your general liability policy helps with this kind of issue. However, it’s a better idea to avoid it so make a plan to promptly remove snow from walkways, sprinkle salt, and put in non-skid mats in your building’s entrances.
  4. Winter Storms: Ice is gorgeous when it doesn’t cause downed power lines that keep you from running your business. Having the right coverage from a qualified business insurance provider can help mitigate losses from winter storms.

Get the Right Protection before Winter Sets in

No matter what part of the country you live in, storms and temperatures can make doing business frustrating. Living in the regions that get a lot of snow and ice bring with them additional risks. You can mitigate those risks with proactive planning and by making a call to your Business Insurance Center broker. We have the years of experience to help you get the coverage you need at rates you can afford. Call us today!

Request a quote online or call and speak with knowledgeable and experienced business insurance providers. At the Business Insurance Center, we have a 24/7 call center to serve you and an online Live Chat operator. 

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