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How to Reduce Slips and Falls at Your Convenience Store
Advice from the Business Insurance Center Convenience stores are hubs of activity. Daily customers stop by for gas, snacks, or a gallon of milk. Day-in-and-day-out, people come in, get their essentials, and head off to their destinations. There is no doubt about it; your enterprise is vital to your community and neighborhood. With all the …
Steps to Reduce Parking Lot Accidents
Help from the Experience Brokers at the Business Insurance Center As grocery store owners, you recognize the importance of keeping your floors clear, clean, and dry. The last thing you want is for a customer or an employee to fall and get injured. It takes diligence to stay on top of spills or extreme weather …
Protect Your Business and Employees with a Distracted Driving Policy
Tips from the Caring Team at the Business Insurance Center People are distracted, and it is causing unnecessary accidents and tragedies. States across the country create laws requiring hands-free devices when driving, but that does not mean our attention is not drawn elsewhere. When your business owns a fleet of vehicles, your company is at …
Do I Need Business Insurance for My Side Hustle?
Reasons to Protect Your Growing Enterprise with Experienced Insurance Providers Many Americans are jumping on the side hustle trek and running an after-hours small business in addition to working their regular 9-to-5. The types of side gigs are vast and include independent share ride drivers, janitorial services, writing, graphic design, landscape, and pet sitting. The …
Manage the Risks of Being Understaffed
Suggestions to Reduce Worker’s Compensation Claims Companies must make hard decisions daily to ensure their business is thriving. At times, that may include reducing payroll by laying off employees. While it may seem like a good solution, it can cost more in the end with the added stress and strain on your remaining staff. Even …
When Does a Commercial Umbrella Insurance Policy Make Sense?
Insight From The Business Insurance Center Many companies mistakenly assume that their existing policies will provide blanket coverage. Therefore, when a claim arises, they are often perplexed that insurance did not pay for everything. The reality is that your coverages have limitations. Most businesses will probably not reach their maximum limits but some do. What …
How to Find the Perfect Location for Your Business
Suggestions from the Team at the Business Insurance Center Setting up the first or additional locations for your business takes careful consideration and planning. When you are in the middle of caring for customers, overseeing production, and managing employees, it might be easy to sign a lease on the first place that looks good. Avoid …
My Customer Wants a Certificate of Insurance from Me – What Should I Do?
Guidance from the Team at the Business Insurance Center Any time someone hires you to complete a job for them, they want to know that you have adequate coverage if something goes wrong. If you hire sub-contractors to work for you, the same idea applies. Even though we would all like to trust each other, …
Reduce Employment Practices Liability Insurance Claims
Work with an Experienced Insurance Brokerage In today’s age of social media coverage, even a small misunderstanding can land your company in hot water and, possibly facing a lawsuit. Sexual harassment, unlawful failure to promote, or wrongful termination claims are only a few of the reasons an employee may be likely to sue you. Are …
What Are First-Party and Third-Party Costs in a Cyber Attack?
Combat the Effects with a Cyber Liability Insurance Policy Today’s consumer expects a certain level of security when they do business with you. They trust that you will protect their private and confidential data with state-of-the-art software. When a hacker or extortionist breaches your computer system, not only are they stealing, they are also putting …