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Questions to Ask before Choosing a General Liability Insurance Policy
Tips from the Team at the Business Insurance Center Most people who consider going into business have heard of a general liability policy. It is the most common form of coverage and helps protect the company in the event of personal injury or property damage to a third party. This type of policy is exactly …
Does Your Company Qualify for a Workers’ Compensation Exemption?
Help from the Team at the Business Insurance Center Protection for employers and employees comes in a variety of forms. There are government regulations like OSHA, laws, and insurance. One such format gives your team what they need when they get hurt or sick on the job, and then it turns around and protects employers …
Questions Your Broker Should Ask You When Buying Commercial Property Insurance
Advice from the Helpful Team at the Business Insurance Center Any type of insurance you obtain is to help mitigate risk. When shopping around for the right policies, it is imperative that you get your questions answered. It is also vital that your agent asks you the right questions, ensuring that you will have the …
How to Prevent a Hostile Work Environment
Helpful Suggestions from the Business Insurance Center Team As children, we may have heard, or even used the rhyme, “sticks and stones may break my bones, but words will never hurt me.” The main point being that words do not leave lasting scars like broken bones. In today’s workplace, this is not necessarily the case. …
Is Builder’s Risk Insurance Only for New Construction? The Answer May Surprise You
Answers from the Team at the Business Insurance Center When building a new commercial or residential structure, it pays to have additional protection in the event items are stolen, or a catastrophe occurs. Many assume that they can only get builder’s risk insurance if they are constructing a brand-new building. In reality, you can obtain …
Is It Time to Hire an Accountant? 3 Signs to Know for Sure
Experienced Business Insurance Agency Weighs In When you first set out on your own as a business owner, you grew used to handling all the tasks that came with the territory. On any given day, you may wear several hats, such as boss, purchasing agent, machine operator, human resources manager, and bookkeeper. This may have …
Important Things to Consider when Starting a Cleaning Service Business
Helpful Suggestions from the Team at the Business Insurance Center Business ownership is a dream for many people. The idea of being your own boss and determining your own hours entices the entrepreneur in us to break out of the 9-to-5. One type of service you can begin with little start-up costs is a cleaning …
The Most Common Employment Practices Liability Insurance Claims
Insights from the Business Insurance Center Team Watching the news gives you glimpses into how minds work; often, in ways you couldn’t even imagine. From bad news, like crime, to feel-good stories, there is a never-ending deluge of information that may sometimes leave you scratching your head. For example, you may see news clips about …
How to Reduce Slips and Falls at Your Convenience Store
Advice from the Business Insurance Center Convenience stores are hubs of activity. Daily customers stop by for gas, snacks, or a gallon of milk. Day-in-and-day-out, people come in, get their essentials, and head off to their destinations. There is no doubt about it; your enterprise is vital to your community and neighborhood. With all the …
Steps to Reduce Parking Lot Accidents
Help from the Experience Brokers at the Business Insurance Center As grocery store owners, you recognize the importance of keeping your floors clear, clean, and dry. The last thing you want is for a customer or an employee to fall and get injured. It takes diligence to stay on top of spills or extreme weather …