Plan for the Unexpected with Commercial Umbrella Insurance

As a good business owner, planning for financial stability includes having the necessary and legally required policies in place. You have checked off each box for general liability, property liability, commercial auto protection, worker’s compensation, and more. The coverage is adequate, and you feel confident in your choices. That is, until an employee causes a traffic accident that not only uses up your existing policy but also goes well above the limits. Do you have the funds to pay the balance out of pocket? When you have a commercial umbrella insurance policy, you can rest easier knowing you are adequately prepared.

The added protection your business needs is not hard to get. Keep lawsuit claims and judgments from ruining your brand by consulting our experienced brokers. We work with various types of industries across the nation. We can help you get the additional coverage designed specifically for you. Our team can also review your current policies to make sure all your bases are covered.

Benefits of Umbrella Insurance

If a sizeable judgment threatens to put you out of business, you need extra support. Here are the benefits of having an umbrella policy:

  • A second line of defense. If a catastrophe happens that drains your general liability coverage limits, this additional policy will kick in to make up the difference.
  • Higher limits. Extends the limits of your existing automobile, general liability, and employer’s liability.
  • Gap coverage. Can help cover possible gaps when your primary coverage stops.
  • Small companies can benefit. If you think your company is not large enough to worry about additional protection, you would be mistaken. Any size of business can reap the rewards of extra protection.

Types of Liability Risks You May Face

With an extra layer of protection, your business can recoup. Consider these potential risks that can very quickly deplete your existing policies:

  • A customer slips and falls on ice-covered sidewalks breaking her hip. She requires multiple surgeries and long-term care.
  • Your employee causes an accident while driving a company van. There are several vehicles involved with severe injuries to their occupants.
  • While a vendor is at your location, an employee severely injures them.
  • An error in advertising results in massive lawsuits that exceed your primary business liability limits.

Get Help from a Trusted Brokerage to Cover the Unexpected

Avoid leaving your business in a lurch by failing to have adequate protection. Gain peace of mind when you talk with a nationwide network of trusted advisors. Our brokers work with you to get you the extra support you need. We listen to you, assess the risks you face, and customize a package of options for your unique needs. Experience outstanding customer service and quick response time when you contact us today.

Request a quote for umbrella insurance or call and speak with a knowledgeable and experienced broker on our team. We have a 24/7 call center to serve you and an online Live Chat operator.

COMMERCIAL FLEET

Insurance for commercial vehicles

Learn More

CYBER CRIME

CYBER CRIME insurance policy

Learn More

RESTAURANT

RESTAURANT Insurance quotes

Learn More

CONTRACTOR

Insurance for construction site

Learn More

CONDO ASSOCIATION

CONDO ASSOCIATION Insurance quotes

Learn More

DAY CARE

DAY CARE Insurance quotes

Learn More

FARM

Insurance for Farms

Learn More

SMALL BUSINESS

SMALL BUSINESS Insurance specialists

Learn More

JANITORIAL

JANITORIAL insurance quotes

Learn More

POLLUTION LIABILITY

Insurance for factory

Learn More

WORKERS’ COMPENSATION

Workers compensation insurance quote

Learn More

NURSING HOME

Nursing Home insurance quotes

Learn More

CONVENIENCE STORE

Insurance quote for store

Learn More

DIRECTORS & OFFICERS

Insurance for company directors and officers

Learn More

MANUFACTURING

Insurance for manufacturing

Learn More

Business Insurance News

best agricultural insurance

Crop Insurance 2021

By

October 18, 2021

Did you know that the average farm in America has a 50% chance of going out of business in any given year? In the best of times, farmers and agribusinesses are faced with challenges on a daily basis. The weather can be disastrous and as we’ve seen in the past year, life can be unpredictable. …

Equipment Breakdown Insurance 2021

By

October 18, 2021

Farmers, ranchers, and agribusinesses can be faced...

Fleet Safety Guide

By

September 30, 2021

Running a business is hard. Running a successful b...



.

*Disclaimer: Insurance products are subject to terms and conditions, as well as exclusions that we cannot define on our website and blog. The content published here is only intended to provide you with an overview and general information about policies and products in the insurance industry. YOUR policy will carry details of the specific coverages, terms, conditions, limitations, exclusions. These will be governed by the underwriting guidelines applicable in your state.

If any policy provision is in conflict with the information provide on our website, blog or by any of our agents, kindly note that the policy language is controlling and supersedes all other sources. For more information, please contact your local office of The Nowell Agency.

Business Insurance Center is licensed to serve all of these states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, Give us a call and let us show you why choosing Business Insurance Center is the right choice.

© Business Insurance Center Website & Marketing By Nuzu