Commercial Auto Insurance Keeps Your Business and Employees Safe
Is it time to get a commercial fleet insurance quote? Imagine a beautiful sunny day and you just made your last delivery of flowers to the local hospital. As you head back to your shop, you are at an intersection ready to make a turn when a car rear ends you. Your fender is bent, and the extra supplies in your delivery van have crashed to the floor. After making sure you and the other driver are unhurt, you might be wondering if you have the right coverage for your commercial vehicle.
Not all auto policies are the same. If you have been banking on your personal car policy to cover damage to your delivery truck, you may be disappointed. Work with an experienced broker to get a commercial fleet insurance quote to ensure you have the best commercial auto insurance for your business needs.
Types of Coverage for Commercial Vehicles
Whether it is a single delivery truck or a fleet of vans and trailers, make sure your business transport is well covered. We can discuss a variety of options available through our established brokerage:
- Liability: Basic coverage for bodily injury, property damage, uninsured motorist, and underinsured motorists. This offers assistance if you or an employee are found at fault in an accident.
- Collision: This can pay for damages that occur to your vehicle whether you hit someone’s car or another driver’s car hits yours.
- Comprehensive: Gives additional protection for damages to your business vehicle when you are not at fault. This can include theft, flood, vandalism, earthquakes, or fire.
- Uninsured Motorist: Will help pay for injuries you sustain and property damage if you happen to be hit by an uninsured or unidentified driver.
- Underinsured Motorist: When the other driver does not carry enough liability insurance, this policy can assist. It may not apply in no-fault states.
- Roadside Assistance: You never know when you may need help because you locked your keys in your truck, or you have a dead battery or flat tire.
- Auto Loan or Lease: If you run a fleet of vehicles, you probably have leases on them. This helps cover the gap if your leased automobile is wrecked in a crash.
- Expanded Towing: Occasionally, additional towing coverage may be needed, especially if your business covers a large area or territory.
- Rental Reimbursement: Helps cover those times when a rental car is needed after an accident.
Choose the Best Options with the Assistance of a Trusted Advisor
Keep your employees on the road taking care of your customers with the reassurance of a reliable coverage package. Policy costs do not have to affect your bottom line when you work with a network of brokers that understand what you require. The professionals at the Business Insurance Center talk with you, assess your risks and customize policies that keep your vehicles on the road. Call us today and enjoy outstanding customer service and fast response times.
Request a commercial fleet insurance quote or speak with a knowledgeable and experienced broker about commercial auto insurance. We have a 24/7 call center to serve you.