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4 Reasons to have Directors’ and Officers’ Liability Insurance

August 17, 2020 Blog

Help from the Professionals at Business Insurance Center

Growing companies rely on their board of directors and officers to make major decisions. These men and women work diligently to assist in the success of your business. Yet, when they have to make unpopular decisions, it may place them in the position to be on the receiving end of a lawsuit. Few people want to take the chance that their personal assets could be at risk from a commercial decision. Instead, they want assurance their private belongings are safe.

Protect your executives from potential lawsuits when you choose directors’ and officers’ liability insurance from The Business Insurance Center. Our nationwide network of experienced brokers helps you protect quality talent and safeguard your company. Give us a call and let us put our knowledge to work for you.

Benefits of Investing in Directors’ and Officers’ Liability Insurance

Are you looking to secure venture capital or investor funding? Do you want to attract and retain qualified directors? Then you should invest in D&O liability insurance. Here are four benefits to consider:

  1. You can find high quality executives to help your company grow. Few in the C-Suite would want to subject their own and their spouse’s personal assets to a potential lawsuit. With D&O coverage, they don’t have to worry about their private assets being lost if they are personally sued.
  2. Your company is protected in the event of a lawsuit. The protection covers legal fees, settlements, and other costs associated with a claim. It is used as the financial backing for indemnification purposes, which is what holds officers harmless for any losses from their role in the company.
  3. The protection includes a broad range of reasons. You may find your enterprises facing a variety of claims that may be covered. They include a breach of fiduciary duty, misrepresentation of business assets, misuse of company funds, fraud, theft of intellectual property, or lack of corporate governance.
  4. You don’t have to be a large organization to benefit. If you’ve heard that only large, public corporations should have directors’ and officers’ liability insurance, you heard wrong. Companies and non-profit organizations don’t have to have millions of dollars of revenue to benefit from proper coverage. Smaller entities need the protection just like the big companies too.

Protect Your Commercial or Non-Profit Enterprise

Focus more on running your organization efficiently and less on potential lawsuits when you purchase directors’ and officers’ liability insurance. The brokers at The Business Insurance Center not only look at your current policies for gaps in coverage, but they also tailor a plan that meets your company’s needs. We work with leading carriers to give you the best protection at reasonable rates.

Request a quote online or call and speak with a knowledgeable and experienced broker at the Business Insurance Center about purchasing directors’ and officers’ liability insurance for your company or non-profit organization. We have a 24/7 call center to serve you and an online Live Chat operator.

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4 Apartment Building Insurance Policies You Should Have for Your Complex

August 15, 2020 Blog

Helpful Suggestions from the Brokers at The Business Insurance Center

Owning an apartment building or two, or an entire complex is not a small investment. You may be bringing in passive income from rent, but you still have the expense of maintenance and potential lawsuits. There are plenty of risks you face as a landlord. There may be property damage from weather or vandalism. You may have a claim filed against you for personal injury. If those claims go to court, you may face increased costs because of legal fees that can tap out your insurance limits.

Safeguard your livelihood when you carry the appropriate policies for your needs. The knowledgeable brokers at The Business Insurance Center help landlords like you with finding the best coverage for your situation. We offer a variety of policies backed by prominent insurers through our apartment building insurance program. Let us help you rest easier at night knowing you are properly covered.

Apartment Building Insurance Policies to Keep Your Livelihood Protected

You provide a safe place for your tenants. When things go wrong, you need to know you have safeguarded your business. Here are four policies you should consider having in your plan:

  1. General Liability Insurance: Every business benefits from this policy. It steps in when someone gets hurt while on your premises. For example, you keep the common areas, like hallways, gym, pool, and parking lot maintained. However, a tenant’s guest accidentally slips on a mat in the lobby and hits their head. They may file a claim, and your general liability can help cover costs including legal fees.
  2. Property Insurance: This coverage is slightly different as it protects the building structures from covered events. This can include things like fire, smoke damage, vandalism, vehicle and aircraft damage, explosions, and riots.
  3. Business Income Loss: When tenants must leave because of a covered loss, you lose money. You might be reimbursed for the income you lost from events like fires or flooding for example. The tenants have to leave, but you can still get paid.
  4. Umbrella Insurance: Your policies have limits. When claims exceed those limits, the balance comes from your pocket unless you have umbrella insurance. Think of it this way, you wear a raincoat for protection over the majority of your body, except your head. If it rains, you put up your umbrella to keep your uncovered head dry. Your general liability policy might pay out a portion of claims against you in a lawsuit and your umbrella policy can step in to cover the rest.

Sleep Easier – Choose Apartment Building Insurance from BIC

No more lying awake at night wondering when catastrophe may hit your complex. Choose to work with the experienced brokers at The Business Insurance Center. We help you determine the best plan to give you the appropriate protection against property damage, personal injury, and income loss claims. We also find gaps in your current coverage. Sleep better knowing you have safeguarded your livelihood.

Request a quote online or call and speak with a knowledgeable and experienced broker at the Business Insurance Center about purchasing apartment building insurance. We have a 24/7 call center to serve you and an online Live Chat operator. 

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Discover the Difference between General Liability and Commercial Property Insurance

August 20, 2020 Blog

Useful Information from The Business Insurance Center

Businesses need insurance. It helps to protect against claims that can financially devastate a company. Yet, deciding on what type of coverage will give you the protection you need can be confusing. Should you buy general liability? What about business interruption? What do I need if I have a fleet of trucks? The options are almost endless, but you can make a guided decision.

Get the help you need from a team that cares about your success. Talk to the knowledgeable brokers at The Business Insurance Center about commercial property insurance and other types that can safeguard your enterprise. We are happy to help disseminate all the information so that you can make an informed decision.

Breakdown of General Liability vs. Commercial Property

When you compare different types of insurance coverage, liability steps in for those times when there is bodily injury resulting from your business. Commercial property is for those times when something happens against your business assets. Here is a breakdown with examples:

  1. General Liability: When something happens that your company is legally responsible for, it is called a liability. If someone suffers a loss, you must make up for the loss. Most often, these are claims of bodily injury, third-party property damages, or harm to someone’s reputation. Additional liabilities include professional mistakes and oversights, as well as unfair hiring practices.
  2. Commercial Property: As you set up your shop, you may buy, rent, or lease office space for storing your equipment. You may have tools, computers, office furniture, and inventory on your premises. When damage occurs, it can be devastating. Common events include fire, theft, vandalism, and some weather events. You need adequate coverage to recover your losses.

Protect Your Business Assets with Commercial Property Insurance from BIC

Safeguarding your livelihood and that of your employees starts with purchasing the correct type of insurance coverage. You don’t have to wade through all the jargon you don’t understand. We assist you in ensuring you have the best protection with the appropriate insurance policies including commercial property, general liability, commercial auto, and many others. Use our 30 years of experience to your advantage by giving us a call today!

Request a quote online or call and speak with a knowledgeable and experienced broker at The Business Insurance Center about commercial property insurance. We have a 24/7 call center to serve you and an online Live Chat operator. 

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5 Types of Specialized Contractor Insurance and Why You Should Choose the Right One

August 13, 2020 Blog

Guidance from the Knowledgeable Brokers at the Business Insurance Center

When you show up on a job site, you already know what role you have in the project. Masons handle all masonry work. Roofers work on the roof, and HVAC technicians take charge of the heating and cooling equipment and set up. Each have their part, yet, your requirements are all different. For example, you can’t install a furnace in a new home if there is no roof yet. Likewise, you don’t call a plumber to fix a clogged fireplace. In other words, you need a specialist, not a generalist. The same holds for your commercial insurance needs.

Obtain contractor insurance that meets your unique area of expertise when you contact the team at The Business Insurance Center. Our nationwide network of brokers understands your specialized needs and can custom tailor a plan to fit them. We can even review what you have now, find any gaps in coverage, and give you options to improve your protection.

5 Types of Contractor Insurance to Fit Your Unique Needs

All contractor insurance has the same basic opportunities for coverage, including general liability, worker’s compensation, and commercial property. Yet, different trades require different approaches. Here are five different kinds you can find for your specialty:

  1. HVAC Contractor: You and your crew spend a lot of time on other people’s property, installing and repairing air conditioner units and furnaces. You work with specific chemicals and face liabilities for potential installation issues. You need liability, property, and transportation protection on par with your risks.
  2. Landscape Contractor: Not only do you work wonders with a chainsaw and shears, but you may also provide designing and lawn care services. You understand that a poorly cut tree can land on a home and cause extensive damage. You should choose specialized protection that keeps the grass greener on both sides of the fence.
  3. Mold Remediation Contractor: Mold is the nemesis of allergy sufferers around the country. When disaster strikes in the form of hurricanes or other severe storms, your customer depends on you to suit up and clean out the menacing mold spores. Your job is crucial to the health of others. Work with an insurer that knows what you are up against, like fire and water restoration, and is ready to assist you in protecting your business.
  4. Plumbing Contractor: From septic tanks to home builders, plumbing is vital to our health and safety. Stepping onto a site with your specialized tools should be about solving your customer’s problem, not about worrying if you have the right coverage when a claim arises.
  5. Roofing Contractor: Similar in importance to the foundation, a roof ties a structure together and protects the inhabitants within. Your skills help ensure that families and companies don’t suffer from leaky roofs that often lead to mold and mildew build-up. Roofing insurance should focus on safeguarding you and your company in the event you are sued.

Find the Right Contractor Coverage through The Business Insurance Group

While it may be tempting because it seems straightforward, it’s best to avoid the one-size-fits all approach to insurance coverage. Talk to the professionals at The Business Insurance Center. We will gladly sit with you and discuss the best plans for your area of expertise. Then we’ll develop a customized contractor insurance package to give you the best protection at reasonable rates.

Request a quote online or call and speak with a knowledgeable and experienced broker at The Business Insurance Center about obtaining a contractor insurance plan that fits your unique needs. We have a 24/7 call center to serve you and an onl

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Don’t Cancel Your Commercial Insurance during COVID-19

August 13, 2020 News

Suggestions from the Business Insurance Center

Nothing could have prepared the world for COVID-19. This virus has brought the world to a halt and left people, businesses, and countries scrambling to figure out the next step. From Main Street to Fortune 500 companies, everyone has felt the effects of losing jobs and customers. Making payroll weighs heavier on business owner’s minds as each day new restrictions are put into place. Many are continuing to cut as many expenses as possible in hopes of coming out on the other side. Some may consider dropping certain insurance policies in hopes of easing their financial strain.

As tempting as it may seem, avoid canceling your insurance. Instead contact the dependable team at The Business Insurance Center to ask about commercial insurance providers. We are happy to assist you through this crisis and into the future. We can assess your current policies, look for gaps, and see where you may have too much coverage. You need the correct protection at reasonable rates, especially in this uncertain world.

4 Suggestions to Keep Your Company Protected

Little could have prepared us for the pandemic. According to this CNBC article, the insurance industry is confronting this unprecedented event head-on. We agree, and we are here to assist you. When you struggle to make ends meet, consider these four tips before you let your policies lapse:

  1. Communicate with Your Commercial Insurance Provider. Reach out to your broker or insurer and ask for help. We are all in this together and insurance companies are trying to accommodate as much as they can. They may be able to defer payments, extend payment plans, or other offer options that may be available. You must let them know, though.
  2. Adjust Your Worker’s Compensation Insurance. Many companies had to temporarily shut their doors or layoff employees. This means less payroll going out. You can ask about switching your worker’s compensation policy from an annual estimate to pay-as-you-go. This can free up cash flow in the immediate period. You may be able to reduce your premiums by reducing your annual payroll estimate now instead of waiting for an audit.
  3. Make Changes to Your Liability Insurance. Your premiums are generally based on the number of employees you have or the annual estimate of receipts. Talk with your broker about determining a new estimate of receipts based on the changes and downturn in the economy, helping to ease your immediate cash flow concerns.
  4. Ask about Adjustments to Your Commercial Auto Coverage. If your fleet has been left at the shop instead of out on the road servicing customers, you may qualify for a credit for the time the vehicles have not been in use. Your agent can let you know if your policy allows for this type of “lay-up” period.

Stay Protected Even Amid a Pandemic with Commercial Insurance

Take proactive steps to shore up your business and come out of the pandemic in a better position. Talk with the caring commercial insurance brokers at The Business Insurance Center. We understand you have worries and concerns, and we are here to assist as best as we can. Don’t cancel your policies! Give us a call and discuss your needs today.

Request a quote online or call and speak with a knowledgeable broker at The Business Insurance Center about commercial insurance providers. We have a 24/7 call center to serve you and an online Live Chat operator.

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Why You Need Farm Insurance for Your Small or Hobby Farm

July 20, 2020 Blog

Guidance from the Knowledgeable Brokers at The Business Insurance Center

Farmers are the backbone of the country. They feed millions of families with their crops and livestock. Yet there is a newer breed of agriculturists making its mark on the world, the hobby farmer – the person or family that keeps things small with fresh garden produce and small herds of livestock. Each has its specialized place in their market. Shouldn’t their insurance needs be customized as well?

Get the needed protection for your small or hobby farm when you talk to the team at The Business Insurance Center. Our farm insurance brokers will assess your situation and provide a tailored plan to protect your dreams. We work with financially sound and established insurance companies to give you the best protection possible.

4 Reasons to Purchase Farm Insurance – Even for Hobby and Specialty Farms

Don’t rely on an insurance policy that doesn’t fit all of your specialized needs. Here are four reasons to choose farm insurance unique to you:

  1. Your homeowner’s policy isn’t enough. Instead of protecting your new venture, your homeowner’s policy will probably exclude business and farming activities. So, when a storm damages your farm equipment or buildings, they might not be covered and you may have to pay for the repairs out of pocket.
  2. You need liability protection. It can be risky letting visitors pet your livestock. What happens if your goat bites someone? Consider if you sell your products and someone gets sick from the meat or eggs you sold them. Do you have the means to handle a lawsuit?
  3. You may be able to recover lost income. While you may have a full-time job, your hobby farm probably brings in a little extra income. If you lose sales because of storm damage to your buildings, you may be able to recover that loss of income.
  4. You deserve customized coverage for your particular farm. Big farms have different needs than smaller farms. The insurance needs will vary and can depend on whether you live on the farm, own the land, or rent the property. It would be best if you had a policy that fits your unique situation and isn’t a one-size-fits-all plan.

Protect Your Hobby Farm with Help from the Farm Insurance Brokers at BIC

Work with a team that understands your needs. The team at The Business Insurance Center assists with getting you coverage for your farm vehicles and equipment, liability claims, and property and casualty claims. No need to worry about how you will recover if your prized, highly sought-after tomatoes suffer from blight, rendering you with no crop to sell. Take a deep breath and rest more comfortably, knowing that if a visitor gets hurt on your farm, you are covered. It starts with a phone call to one of our farm insurance brokers.

Request a quote online or call and speak with a knowledgeable and experienced broker at The Business Insurance Center about farm insurance. We have a 24/7 call center to serve you and an online Live Chat operator. 

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How to Make Your Apartment Building Irresistible to New Tenants

July 17, 2020 Blog

Suggestions from the Brokers at The Business Insurance Center

Owning rental property brings many opportunities to meet new people and provide a nice place for them to live in. You also have the advantage of making a living from the process. Sometimes it’s harder to find quality tenants to lease your apartments. There are many factors, but taking action to enhance the quality of your listings will bring in those ideal tenants.

Protect your future when you have the appropriate apartment building insurance. Talk with the experienced team at The Business Insurance Center about your coverage needs. We work with apartment owners like you across the country. We help you get the plans that safeguard you from the effects of fire, injuries, theft, and other liabilities.

7 Ways to Increase Apartment Appeal for New Renters

Make your building and units appealing to prospective tenants with these seven tips:

  1. Clean up the outside. Mow the lawn, rake leaves, and remove dead plants. Fix any broken windows and clean up the trash dumpster stalls. Curbside appeal goes a long way to entice prospective tenants into taking a look at the inside of your complex.
  2. Install excellent lighting in hallways and common areas. Clearly lit corridors and parking lots speak volumes about safety. New renters feel safer walking to their unit from a common area at night when they can see what’s going on around them.
  3. Update appliances. You don’t have to spend a ton of money, but the return on investment can be huge by replacing that avocado colored refrigerator from the 70s with a newer model. Consider updating all the kitchen appliances and enjoy enhanced interests in your units.
  4. Deep clean and freshen up the paint. No one wants to rent an apartment that they have to clean and paint before they can move in. Spend time cleaning the nooks and crannies. Remove cobwebs and put on a fresh coat of neutral-toned paint.
  5. Take quality photos. Be sure to take photographs that showcase the hidden gem within your apartments. They should show a unit that is bright and warm instead of cold and dark. Good lighting will help this.
  6. Make a detailed listing when advertising. When you list your apartments for rent, create a complete listing that is well-written. Be as comprehensive as possible, including types of rooms and their dimensions, any pet restrictions, washer/dryer in-unit or on-site, type of heating and air, and other amenities.
  7. Offer a move-in special when possible. Sometimes the market is tight, and finding tenants may require some ingenuity. Remember that money is a good incentive. Offer a move-in special such as getting the first month free, or waiving a deposit or application fee if feasible.

Safeguard Your Apartment Buildings with Insurance from BIC

Enjoy the benefits of passive income from rental properties while protecting your investment with apartment building insurance. The Business Insurance Center specializes in working with small business owners, entrepreneurs, and sole proprietors. We can help you with your coverage needs. Call us today to partner with a company that cares about your success.

Request a quote online or call and speak with a knowledgeable and experienced broker at the Business Insurance Center about purchasing apartment building insurance. We have a 24/7 call center to serve you and an online Live Chat operator. 

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Create a Safer Environment at Your Convenience Store – It May Save Your Money

July 14, 2020 Blog

Suggestions from the Knowledgeable Brokers at The Business Insurance Center

Business owners want to accomplish two things. First, they want to provide a needed service or product for their customers and community. Second, they would like to make a profit doing it. Every day, management teams look for ways to reduce expenses. One area you can lower your output is through your insurance premiums. As a convenience store owner, you navigate through a myriad of daily risks. Reducing your premiums is one step in keeping your bottom line out of the red.

Take proactive measures to reduce your premiums, including speaking with the brokers at The Business Insurance Center. Our team reviews your current coverage, finds the gaps, and tailors a convenience store insurance program to meet your needs and budget. Protect your enterprise and your profit margin with our help.

6 Ways to Make Your Convenience Store Safer

Each day, people face the risk of being harmed or injured. Don’t let your convenience store be the place it happens. Follow these six tips, and rest well knowing you are doing your best to provide a safer place:

  1. Install convex mirrors or security cameras in your store and the parking lot. This step helps you and your employees keep tabs on those entering and exiting your property. It can be especially helpful if you sell gas, too.
  2. Make sure you have excellent lighting and large windows. Being able to see through unobstructed windows is a big plus. Your employees will have an overview of what is happening, right from the register.
  3. Add the necessary signage. Ensure customers can drive in and out of your parking lot safely with clearly marked signs. This suggestion is particularly helpful for high-traffic stores.
  4. Train your employees on how to respond to incidents. Whether it is an injury or being a victim of a crime, your team should be trained so they can take the correct measures when something happens.
  5. Reduce slips and falls with proper cleaning procedures. A regular cleaning schedule will minimize the chances that someone slips and falls. Generally, this can be done during non-peak times, but it needs to be done regularly.
  6. Address wet floors or broken asphalt immediately. When spills happen, be sure they are cleaned up quickly, and the proper signage is posted to alert customers. The same goes for the parking lot. If you have a large crack or pothole, mark it with a bright orange pylon until it can get fixed.

Take Safety to the Next Level – Enroll in the Right Convenience Store Insurance Program

No business owner wants to get sued. Reduce your risk and keep your employees and customers safer with these proactive steps. Then protect your company with comprehensive convenience store insurance from The Business Insurance Center. Our team is ready to assist you with all your coverage needs. Let our 30 years of experience speak for itself when you give us a call today!

Request a quote online or call and speak with a knowledgeable broker at The Business Insurance Center about obtaining convenience store insurance. We have a 24/7 call center to serve you and an online Live Chat operator. 

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How Do I Start Shop as a Restoration Contractor?

July 09, 2020 Blog

Tips from the Experienced Team of Brokers at The Business Insurance Center

With the increase in weather phenomena around the country, there is a service market waiting for skilled, customer-driven people like you. Imagine coming in and helping a family recover their belongings after a flood or hurricane. What Mother Nature attempted to steal, you were able to regain. That is only one of the benefits you can experience in the field of restoration and remediation.

Consider the excellent service you can offer when you become a restoration contractor. The knowledgeable team of brokers at The Business Insurance Center helps entrepreneurs like you get the protection you need so that you can build and grow a service-based business. Talk with us today and learn how we can assist you in obtaining the coverage you need.

6 Questions You Should Ask Yourself

Are you ready to leap into the restoration and remediation field? Before you jump off the cliff, consider these six questions to get you headed in the right direction as a restoration contractor:

  1. Do I want to start from scratch or buy into a franchise? There are pros and cons to each option. Purchasing a franchise gets you up and running quickly but at a substantial upfront cost. You can experience more flexibility in building your own business but you may need to find a mentor to help you navigate the market.
  2. Is there a need for restoration services in my area? Your business means nothing if you don’t have paying customers to serve. Do some research and see if there is enough of a demand for restoration and remediation. Also, investigate the area to see how many other companies are in the same industry. Research to see how busy or slow they are.
  3. What type of services should I provide? Depending on where you are located, you may do well with mold remediation or water damage restoration. You might want to consider narrowing your focus based on the demand for your area. However, if the weather around you invites opportunities for both mold and water damage, it can help to be able to do both.
  4. What kind of training and certifications do I need? This industry requires specific skills, which mandates certifications. Look for the appropriate certification courses available and use this to create a timeline to build your business.
  5. Do I need permits and licenses? Part of your work is construction and may require specific permits and licensing. Be sure to contact your state and local government agencies to inquire as to what qualifications you need. This may vary by state and region, so it is a good idea to contact the authorities in all the areas you wish to work.
  6. Should I purchase insurance? The best way to protect your business’s future is through insurance coverage. Different policies can safeguard your growing company, including general liability, commercial property, commercial auto, and workers’ compensation.

Safeguard Your Business as a New Restoration Contractor

Pursue your dream of helping others. Get a head start by answering the essential questions and then set an appointment with your helpful broker at The Business Insurance Center. We work diligently to assess your needs and get you the best coverage and rates that won’t break the bank. Let our 30 years of experience work hard for you!

Request a quote online or call and speak with a knowledgeable and experienced broker at The Business Insurance Center about obtaining restoration contractor’s insurance. We have a 24/7 call center to serve you and an online Live Chat opera

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Close to 40% of Business Owners Do Not Have Adequate Coverage

July 25, 2018 News

Is Your Company Protected by the Right Business Insurance Plan?

According to this small business insurance gap survey, approximately 38% of small business owners do not have adequate protection to keep running their firms in the event they unexpectedly passed.

When you own a business, you wear many hats. One moment you are leading your team; next minute you are manning the books; at other times you may be helping your crew in the trenches.

Being an entrepreneur owner is both fun and exciting. The adventure of developing ideas, building products, or providing services cannot be matched. Yet, when tragedy strikes, are you prepared?

Consider the effects that a natural disaster has on your firm and family:

  • Natural Disasters: If you live in Tornado Alley, have you thought about how you would pick up the pieces if an F4 tornado swoops in and destroys your commercial property?
  • Sudden Death: What would happen in the event of your death? Do you have the right coverage or are you under-insured?
  • Business Closure: If you leave the world without planning ahead, several people are affected, beginning with your immediate family. When you are not adequately covered, your family may have to sell all possessions at once at lesser value to cover expenses. Then there are your employees. Think about how many lives are affected if your doors close unexpectedly.

You can avoid leaving both your private and professional families in dire straits when you obtain sufficient protection plans. It all starts with life coverage. Consider these reasons to buy a policy or review an existing one:

  • You ensure your family does not have to sell your firm and its assets for less than they are worth just to make ends meet.
  • Partners can benefit from having a life insurance policy as part of their buy-sell agreement. Each partner should have one so that they can buy the deceased’s half of the company share.
  • Having an expert advisor ensures that those primary players in your company are covered. Not only can your enterprise suffer after your demise, but the damage is multiplied by leaps and bounds if you suddenly lose your best salesperson!

Customized Plans Provide the Right Protection

Count on a nationwide team of knowledgeable advisors to help you get the best protection for your budget, letting you do what you do best, take care of your customers. We have helped self-employed entrepreneurs and company owners with customized plans for over 30 years. Our brokers will happily discuss policy availability and tailor a program to fit your needs.

Speak with a knowledgeable and experienced broker at the Business Insurance Center or request a quote for your coverage. We have a 24/7 call center to serve you.

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Insurance for commercial vehicles

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CYBER CRIME

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RESTAURANT

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CONDO ASSOCIATION

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DAY CARE

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FARM

Insurance for Farms

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JANITORIAL

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POLLUTION LIABILITY

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WORKERS’ COMPENSATION

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NURSING HOME

Nursing Home insurance quotes

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CONVENIENCE STORE

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DIRECTORS & OFFICERS

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MANUFACTURING

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If any policy provision is in conflict with the information provide on our website, blog or by any of our agents, kindly note that the policy language is controlling and supersedes all other sources. For more information, please contact your local office of The Nowell Agency.

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