Don’t Need General Liability Insurance? Think Again!

May 06, 2019 Blog

As a small business owner, you are continually pulled in many different directions. One minute you may be writing up roofing bids for a new customer and the next, you are hard at work replacing worn out shingles. Maybe you are ordering stock for your convenience store and then rushing to ring up sales for a line of patrons. There are also the never-ending administrative tasks like bookkeeping. If you have employees, then you may have training and supervising to keep up on. The point is, you are hard at work every day to ensure your business operates smoothly. What happens if a client slips on a freshly mopped floor and breaks their ankle, requiring surgery? Do you have the funds available to pay for their misfortune?

General liability insurance is a tool in your toolbox to keep your livelihood safe. The knowledgeable team at the Business Insurance Center works with several different industries across the United States. We have seen plenty of business owners breath a sigh of relief when their general liability policy kicked in and helped cover a claim. Talk with us and receive a tailored package of coverage that gives you the peace of mind you deserve.

What General Liability Covers

Whether you are just starting out or you have been in business for a while, you may not fully understand the term general liability as it applies to your company. An experienced Business Insurance Center broker can help you with the details, but here is an overview of what may be covered:

  1. Bodily Injury
  2. Damage to a third party’s property
  3. Personal injury
  4. Medical expenses
  5. Legal defense costs

Who Benefits from a General Liability Policy

It is easy to think that because you are careful and organized, nothing wrong will ever happen, or if it does, you will have the funds available to take care of it. You may even think that because your business doesn’t fit into a standard industry that purchasing a policy is not necessary. On the contrary, here are a few different industries we serve that utilize general liability insurance:

  1. Apartment Building Owners – Injuries to tenants, employees, and visitors because of ice on a sidewalk can mean a large bill later.
  2. Agribusiness – If you open your farm to the public, you may be at risk of a claim from animal bites or other injuries.
  3. Cannabis – Growers, dispensary, laboratory, and manufacturing segments of the cannabis market can benefit.
  4. Convenience Stores – Wet floors or wrinkled rugs, either one can result in a claim if a vendor or customer takes a tumble.

General Liability Insurance – Protection for Unforeseen Mishaps

Line up your essential protection with a general liability policy from the Business Insurance Center. Our dedicated brokers are available to ascertain your needs and provide you with a customized plan that will safeguard your livelihood without breaking your budget. For more than 30 years, we have supported entrepreneurs, small business owners, and the self-employed protect their goals. Contact us and discover the difference in working with us makes.

 

Request a quote for general liability insurance or call and speak with a knowledgeable and experienced broker at the Business Insurance Center. We have a 24/7 call center to serve you and an online Live Chat operator. Contact us for any of your business insurance needs at (888) 585-0511. We serve the entire United States.

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