Grocery Store Insurance Protects You from 5 Common Risks

November 30, 2020 Blog

Stay on Top with Help from The Business Insurance Center

Grocery stores are an invaluable part of our economy as the COVID-19 pandemic proved. Once thought of as a Saturday morning ritual, grabbing groceries has gone through a metamorphosis. Instead of having many customers physically in your store, you now spend your days shopping for them so that they can stop by and pick them up. Staying in business is imperative because of the service you provide. Yet, you know that each day you’ll face new challenges. You need a company that can assist you in protecting your organization.

Enjoy the peace of mind that comes from knowing you have the best grocery store insurance available for your needs. One call to the brokers at The Business Insurance Center gets you started. We work with grocery store owners across the country with coverages that safeguard their enterprises to continue servicing their communities with confidence.

5 Risks Grocery Stores Faces Daily

Here are five of the most common risks your store faces daily:

  1. Physical and Data Theft: Unfortunately, theft is not going away soon, and criminals are getting more brazen. Not only do you face the loss of products directly from your shelves, but cyber thugs want any data you house in your databases. Installing a video-monitoring system is one step. Training your employees to spot shoplifters and phishing scams is another. Having the right insurance coverage, including a grocery store insurance program, will give you added peace of mind.
  2. Damage to Inventory: Natural disasters can affect your inventory on the shelves and in your back room. Think of a hurricane or ice storm that causes power outages. Now, consider the spoiled food within your refrigerators and freezers. Not only do you face a disgusting clean-up of rotting food, but you have to replace that entire inventory. Do you keep cash around for this type of risk? Most stores don’t.
  3. Customer Injuries: Icy walkways, wet floors, spilled milk, it’s all enough to make you cry when a customer slips and falls. Your general liability policy helps in these instances, so keep those wet floor signs handy and reach out to your insurance broker to ensure you have adequate coverage. Don’t forget a workers’ compensation policy for those times your employees get hurt.
  4. Losing Out to the Competition: If you don’t have a web presence, you’re in jeopardy of not ensuring long-term success because your competitor most likely does. Go ahead and enter the digital age with a website and some social media exposure. It’s possible to get sued for libel, slander, or copyright infringement when online. Talk to your insurance broker about having the right coverage in place now.
  5. Unplanned, Forced Closure: Anyone who is not aware of the pandemic may be living under a rock. Across the globe, families, companies, and governments have been affected by this sinister microbe. Many companies have had to shut down because of the virus, or other events such as fire or flooding. When you close unexpectedly, you lose income. You can get help from business interruption insurance.

Safeguard Your Grocery Store with Specialized Insurance Coverage

You do your part to serve your customers with food. Let us help you protect your company with grocery store insurance. Talk with a broker from The Business Insurance Center today and know you are getting comprehensive coverage and reasonable rates. We’ll look over your existing plans to spot gaps,  then we create a customized program to fill the holes. Give us a call and enjoy our 30 years of experience serving business owners like you.

Request a quote online or call and speak with a knowledgeable and experienced broker at the Business Insurance Center about purchasing grocery store insurance for your enterprise. We have a 24/7 call center to serve you and an online Live Chat operator. 


Insurance for commercial vehicles

Learn More


CYBER CRIME insurance policy

Learn More


RESTAURANT Insurance quotes

Learn More


Insurance for construction site

Learn More


CONDO ASSOCIATION Insurance quotes

Learn More


DAY CARE Insurance quotes

Learn More


Insurance for Farms

Learn More


SMALL BUSINESS Insurance specialists

Learn More


JANITORIAL insurance quotes

Learn More


Insurance for factory

Learn More


Workers compensation insurance quote

Learn More


Nursing Home insurance quotes

Learn More


Insurance quote for store

Learn More


Insurance for company directors and officers

Learn More


Insurance for manufacturing

Learn More

Business Insurance News

best insurance for daycare centers

Insurance for Daycare Centers 


September 01, 2022

Daycare insurance is designed to protect childcare providers from a variety of risks. This may include reimbursement for the financial consequences of liability claims and lawsuits. These policies also can cover damages resulting from injuries to children, employees, or third parties; property damage; and other potential liabilities. In addition, daycare insurance can provide coverage for …

Janitorial Insurance Cost & Coverage 2022


September 01, 2022

If you own a janitorial business, you know that th...

Insurance for Remediation Contractors


July 14, 2022

As a remediation contractor, you are tasked with c...


*Disclaimer: Insurance products are subject to terms and conditions, as well as exclusions that we cannot define on our website and blog. The content published here is only intended to provide you with an overview and general information about policies and products in the insurance industry. YOUR policy will carry details of the specific coverages, terms, conditions, limitations, exclusions. These will be governed by the underwriting guidelines applicable in your state.

If any policy provision is in conflict with the information provide on our website, blog or by any of our agents, kindly note that the policy language is controlling and supersedes all other sources. For more information, please contact your local office of The Nowell Agency.

Business Insurance Center is licensed to serve all of these states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, Give us a call and let us show you why choosing Business Insurance Center is the right choice.

© Business Insurance Center Website & Marketing By Nuzu