Protect Your Company with Employment Practices Liability Insurance

May 03, 2019 Blog

Common Situations to Look Out For

Workplace privacy is a hot topic. It’s not uncommon for a business to have a claim filed against them from an employee for breach of privacy, among other things. Many times, the allegations center around a failure to protect sensitive private information. Sometimes, they are accusations of ‘spying’ when a team member expects privacy.

Today’s technology raises new questions concerning an employee’s right to privacy. From cyber risk insurance to general liability and employment practices liability, the experienced team at the Business Insurance Center is ready to help. We can sit down with you and assess your situation for proper coverage. We work with a variety of industries such as manufacturing, logging, and pest control, so we understand the unique situations that may arise.

4 Common Situations that Lead to Privacy Lawsuits

Many times, employees interpret your enterprise’s efforts to lower theft or track company-owned property as an invasion of privacy. Here are four everyday situations you may encounter:

 

  1. Misleading or Deceptive Practices: Routine medical examinations that include analyzing urine sample for drugs should be disclosed to employees up front. If they are not warned in advance, they can’t be fired if traces of drugs are found in their urine.
  2. Violation of Private Information: Anytime you require a team member’s health information as part of their job, it’s required to keep it confidential. If any of it is disclosed to a third-party, you may be held liable. This includes if your computers experience a cyberattack.
  3. Monitoring Done in Secret: It is common for video cameras to be installed to monitor customer and employee theft. When these devices are visible, it is not usually a problem. However, if hidden cameras are placed in areas like restrooms, then you may want to reconsider the liability you may bring to your company.
  4. Keeping Tabs on Team Members’ Private Lives: Generally speaking, as an employer you cannot keep tabs on or monitor your employees when they are not working. When they clock out, your monitoring should clock out, too.

Best Business Practices Start with Employment Practices Liability Insurance

Employment liability doesn’t just refer to privacy issues. It also covers wrongful termination, discrimination, workplace harassment, sexual harassment and retaliation, among others. For the best protection, a proactive approach is beneficial. Review the fine print of your existing policies to see if you have the appropriate coverage in the event a claim or suit is brought against your company. The professionals at the Business Insurance Center have the knowledge and resources to develop a sound strategy to help mitigate loss. For over 30 years, we have worked with and supported business owners, self-employed individuals, and entrepreneurs alike to protect your livelihood. Give us a call today and experience the difference.

Request a quote online or call (888)-585-0511 and speak with a knowledgeable and experienced broker at the Business Insurance Center. We have a 24/7 call center to serve you and an online Live Chat operator. We serve the entire United States.

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