Advice from the Helpful Team at the Business Insurance Center
Any type of insurance you obtain is to help mitigate risk. When shopping around for the right policies, it is imperative that you get your questions answered. It is also vital that your agent asks you the right questions, ensuring that you will have the specific type of policies for your unique business. For example, if you have commercial property insurance, it covers business equipment while it is on your property. The moment it leaves the premises, it is no longer covered. Imagine being a landscaper and having your lawnmowers stolen and not having the right policy in place to protect you!
Be sure you are getting the protection you need. Sit down with a knowledgeable broker at the Business Insurance Center. We understand that each industry is different and needs to be treated as such. When you talk with us, you gain peace of mind that you have a partner for your company’s wellbeing.
4 Questions Your Commercial Property Insurance Broker Should Ask You
Having the wrong insurance is like having none at all. When shopping for new or replacement coverage, your prospective broker should be asking you these questions:
- What is the type or nature of your business? A plumber will have different requirements than an RV park or a daycare. There are different types of equipment and expectations between them all, and a good broker will understand this.
- Do you work offsite, and how much time do you spend? If you take equipment off your business premises, it may not be covered under a commercial property insurance policy. It might require inland marine protection, for example.
- What types of equipment do you use when you are away from your business premises? Will you be taking laptops away from your office and onto a job site? The coverage may need to be different to be sure your devices are adequately covered.
- What do you feel are the most significant risks to your business property? There may be specific situations that you are aware of that can help your broker determine insurance options. This is especially true if those risks occur primarily offsite.
In today’s technology-driven world, it is not uncommon to have expensive equipment with you on a job site. Without the right policies in place, you face the possibility of paying out of pocket if an unfortunate event happens.
Find the Right Policies with Help from the Business Insurance Center
Expect more when you talk with a broker about commercial property insurance. The experienced team at the Business Insurance Center stands ready to answer and ask the questions that will get you the right coverage for your company.
Request a quote online or call and speak with a knowledgeable and experienced broker at the Business Insurance Center. We have a 24/7 call center to serve you and an online Live Chat operator.