What Type of Landscape Contractor’s Insurance Do I Need?

June 23, 2020 Blog

Suggestions from the Knowledgeable Team of Brokers at BIC

Do you love the smell of fresh-cut grass or cedar chip mulch? Does the thought of climbing up a 100-foot Red Oak to trim back limbs excite you? Then you are part of that particular breed of Mother Nature’s caretakers. Landscapers, tree trimmers, and arborists alike, live to take the raw materials in nature and transform them.

Ensure your enterprise can keep working its magic for your clients when you obtain the proper landscape contractor’s insurance. The experienced brokers at The Business Insurance Center strive to provide you the best options to protect your company. You can keep growing, trimming and pruning with peace of mind when you work with us.

4 Common Policies to Aid Your Landscaping Business

Landscaping is a broad term. You want to know that if someone files a suit against you, you’re protected. That takes policies geared to your unique situation. If you offer landscape architecture, design, or maintenance services, then you deserve insurance that fits. Here are the most common policies:

  1. As a foundation for all your dealings, general liability helps out when you or an employee damages a client’s property, or if a customer is injured at your office. You don’t have to pay out-of-pocket if you have the right policy in place.
  2. Worker’s Compensation. In the lawn maintenance sphere, there are many chemicals and power tools that can potentially make a person sick or injured. Worker’s compensation steps in to help your employee with medical bills and loss of income if they suffer an injury or illness while on the job. It’s required by law in many states.
  3. Business Property. Let’s say you bought some new mowing equipment that is housed at the building you lease and it gets vandalized, ruining your new mowers. A general liability policy protects other people and their property, but a business property policy may step in and help you replace your equipment.
  4. Commercial Auto. A key component of getting the job done is traveling to the job site. Your company trucks and vans spend time on the road daily, hauling people, tools, and supplies. You need coverage that does more than a regular automobile policy. That is where commercial auto insurance serves your needs.

Protection for Your Landscape Company from The Business Insurance Center

Get the policies specifically designed to protect your landscaping business from The Business Insurance Center. Our nationwide network of brokers works with financially stable companies to provide the best coverage for your unique needs. Let us develop a customized plan for you, so you can get back to doing what you do best…serving your clients.

Request a quote online or call and speak with a knowledgeable and experienced broker at The Business Insurance Center about obtaining landscape contractor’s insurance. We have a 24/7 call center to serve you and an online Live Chat operator. 

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