When Should I Seek Out Commercial Insurance Providers?

June 27, 2020 Blog

Answers from the Knowledgeable Team at The Business Insurance Center

The moment you go into business, you should take the necessary steps to protect your organization with the proper insurance. Without protection, you run the risk of losing a lot if a claim is filed against you. No one wants to lose everything they work so hard for so why take the chance? Yet, many owners will trust that their homeowner’s policy will cover the work they do in their basement. They may even think their personal auto policy will step in after an accident, even if they were conducting business affairs.

Talk with competent commercial insurance providers through The Business Insurance Center. We work with a lot of small to medium-sized companies and the self-employed from a wide range of industries. We understand you have unique needs and work with you to get the protection you need at reasonable rates.

Some Basic Questions about Commercial Insurance

Insurance does not have to be an overwhelming subject. We are happy to answer your questions. The information below covers some basic questions about commercial insurance.

  1. What is commercial insurance? This type of insurance product is geared toward protecting businesses, including the owners and employees. Each industry is different, so you won’t find a one-size-fits-all policy. Instead, by working with a broker or agent, you can get the best coverage for your unique needs.
  2. Why do I need it? Unless you have deep pockets, you need a backup if someone files a claim or lawsuit against your enterprise. For example, consider what would happen if a customer slips on a wet floor in your convenience store and suffers an injury. There are medical bills and loss of time at work for the injured party. If they decide to sue, the lawsuit could end up costing you your business. Insurance helps mitigate this issue.
  3. What type of policies can I get? That depends on your industry; each plan is tailored to your specific needs. You can get general liability, business property, worker’s compensation, and umbrella policies as starters.
  4. I’m in the {insert here} industry, do I still need commercial insurance? Absolutely! There are very few industries that may not benefit from the peace of mind that commercial insurance brings. Yes, landscapers, agribusiness, apartment owners, pest control, and RV park owners can enjoy many benefits from the added protection.

Safeguard Your Company – Get Help from Commercial Insurance Providers

Don’t take chances of losing everything you own and have worked hard for. Talk with the knowledgeable team at The Business Insurance Center about commercial insurance. We discuss your needs and customize a plan to give you the best protection at rates that won’t break your budget. We have over 30 years of experience in the business and work within many industries. Give us a call and get your questions answered.

Request a quote online or call and speak with a knowledgeable and experienced broker at The Business Insurance Center about commercial insurance providers. We have a 24/7 call center to serve you and an online Live Chat operator.

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