How the Construction Labor Shortage Affects Your Insurance

March 18, 2020 News

Insights from Builder’s Risk Insurance Providers

The construction industry involves difficult and often dangerous work. As any established builders risk insurance providers will tell you, there are plenty of opportunities for accidents to occur. For example, a nail gun falling off a roof can hit someone on the ground, causing injury. Another possibility is when an inexperienced employee picks up a rotary saw for the first time and cuts themselves. These may seem like unlikely events, but the reality is that we are facing a labor shortage in the construction industry and that means many inexperienced laborers could be filling these positions. This may mean that your project is delayed.

Before you seek your next big building project, talk with experienced builders risk insurance providers to obtain the right coverage for your needs. Our knowledgeable brokers sit down with you and discuss your unique challenges and requirements as a general or sub-contractor. We are here to help find any gaps and get you coverage at reasonable rates.

How Today’s Labor Shortage Affects Your Future Projects

According to a news article on Fox Business, the United States is facing a construction worker shortage. Across the country, contractors like you struggle to find qualified individuals for both hourly and craft positions. The article mentions this is “one of the single most significant threats to the industry.” Here is how this can affect you and your future projects:

Inexperienced workers. It does not matter if the new employee is 16 or 45, if they have never picked up an impact drill, then they are at a higher risk of injuring themselves or others. Their lack of familiarity can cause a delay in your project timeline, among other issues.
Staff turnover. You probably have that one employee that has been with you through thick and thin. Yet, you’ve also had your fair share of revolving-door employees that come and go quickly, leaving your head spinning. This can leave your job site without proper staffing and a lack of oversight.

In both cases, the human factor of your next job may put you in a precarious situation. Having the best coverage available to protect yourself from theft and weather is only one step. Often you may be called upon to provide a builder’s risk insurance policy. If so, then you should understand that poor workmanship from your inexperienced team is not covered. You can avoid this by training your team.

How to Bring Your Crew Up-to-Speed Quickly

Take the steps necessary to prepare your crew for the next job by providing proper training. Be sure they have the tools they need, such as gloves, hard hats, and safety glasses. Take time to instruct everyone on how to use power tools properly. Then, repeat the process regularly so that everyone can stay safe. For the unfortunate incident that may still occur, make sure you have builders risk insurance providers covering your business.

Mitigate Risk with Help from the Business Insurance Center

Protect your company and your livelihood by properly training your staff and obtaining adequate coverage from the brokers at the Business Insurance Center. Talk with us about all of your insurance needs, including general liability, builder’s risk, and worker’s compensation. We work with a wide range of industries and understand the nuances of the construction arena.

Request a quote online or call and speak with a knowledgeable and experienced broker at the Business Insurance Center. We have a 24/7 call center to serve you and an online Live Chat operator available to walk you through a range of policies and programs offered by builders risk insurance providers.

Do This before Jumping on the Hemp Growing Bandwagon

February 27, 2020 Blog

Suggestions from a Reliable Hemp Growers Insurance Brokerage

The hemp industry was poised to explode with growth when the 2018 Farm Bill was signed into law. It made growing this hardy plant legal. Most of us could not have been prepared for the almost immediate demand vs. supply deficit. Which makes it a perfect time to join in and start profiting from this versatile and extremely in-demand plant. Unlike a lot of other businesses, there are a few more hoops you need to jump through, but when done correctly, you are set to take your piece of the pie. Get the best coverage for your new enterprise by seeking out a brokerage with experience in hemp growers insurance.

The team at the Business Insurance Center stands ready to aid you in getting the best coverage for your plants and your business. We have the knowledge and connections to provide the protection you seek.

5 Steps to Get Started in the Hemp Grower’s Industry

Ready to dive into this booming industry? Here are a few steps to point you in the right direction:

Obtain the proper license: With the legalization of commercial production of industrial hemp comes many legal hoops to navigate. Depending on your state, you may need one of several licenses. Be sure to seek out the aid of your attorney to ensure you have the right ones.
Decide what hemp product you would like to grow: This plant has hundreds of uses, from textiles to paper, plastic to soap, and more. Yes, there is more to hemp than CBD oil. A big part of your decision will be based on the type of buyer you want to work with. If you enter into a production contract, your buyer may dictate what you grow.
Stay on top of the different cultivation techniques: Hemp is a versatile and drought-resistant plant. It does not require much for fertilizers or weed killers. However, you want to make sure your seeds and plants grow strong. Seek out those blogs, farmer’s magazines, and other forums to see what is happening in the cultivation scene.
Figure out whom you want to sell to: Whom do you envision buying your hemp? It may be a manufacturing lab or processing company. Check out social media and build a presence there. There is power and profit in connecting with your ideal customer directly. Social media can help.
Obtain hemp growers insurance: No business enterprise can survive a liability claim unless they have the right coverage in place. Don’t let all your hard work be for nothing the first time you have a client file a claim against you. Obtain the best coverage for your needs with the right hemp growers’ insurance.

Ride the Hemp Industry’s Tidal Wave with Help from the Business Insurance Center

Don’t get left behind in this new and exciting industry. Join other hemp growers and make sure you have the right coverage in place when you talk with a broker from the Business Insurance Center. We can work with you to design coverage to meet the needs of your business. Give us a call and discover the difference we can make for you.

Request a quote online or call and speak with a knowledgeable and experienced broker at the Business Insurance Center. We have a 24/7 call center to serve you and an online Live Chat operator.

What Is Additional Insured Status? How Can It Protect My Company?

February 24, 2020 Blog

Helpful Information from a Dependable Commercial Insurance Provider

It is possible that you have been hired to do some work for a client, and they required you to have them included on your general liability policy as an additional insured. The request might leave you perplexed. How do you add someone to your policy? Do you call your agent or commercial insurance provider? Does this mean your premiums will change? The reality is that including a third party as an additional insured is commonplace in business.

Understanding what an additional insured status is and how it can help protect your company can prove useful. The experienced team at Business Insurance Center can help you with adding an entity to your existing policies. We are a knowledgeable commercial insurance provider ready to assist you in safeguarding your enterprise.

What Is a Named Insured vs. Additional Insured?

The different terms used in the insurance realm may seem overwhelming. Here is a quick overview of insured parties in this context:

Named Insured: If you review your general liability or another type of policy, you will notice on the certificate of insurance and declarations page that your company is listed as the named insured. This means your organization is part of the policy and directly receives the main provisions. You have full protection and an insurable interest.
Additional Insured: When your client wants to be added as an additional insured, they receive coverage under your policy but in a limited way. They will still need their own liability insurance. Instead of having an insurable interest, the additional insured party only has a clear working relationship with you, the policyholder.

When Do You Need a Blanket Endorsement vs. an Additional Insured Endorsement?

Depending on the industry you’re in, you may only need to add one additional insured at a time. Contractors can benefit from using a blanket endorsement because they work with multiple contractors and subcontractors on a rotating basis. It makes it easier to handle the constant influx of updates to the policy.

What Are the Most Common Insurance Policies Using Additional Insured?

Quite often, an additional insured will be used in conjunction with a general liability policy when leasing property. Let’s say you lease office space in a building. Your landlord may want you to add them as an additional insured to your policy. Another instance includes professional liability coverage used by architects and lawyers who make mistakes in the course of their work.

Take Care of Your Coverage Obligations with Help from the Business Insurance Center

Ensure you fulfill your lease or contractual obligations when you add additional insured entities to your policy. An experienced commercial insurance broker at our offices can get you set up with a simple phone call. We help small companies, the self-employed, and entrepreneurs safeguard their enterprises. Give us a call today to experience the difference by partnering with us!

4 Common Risks Grocery Store Insurance Helps Cover

February 20, 2020 Blog

The Team at the Business Insurance Center Weighs In

From the locally-owned corner store to the regional chain, grocery stores provide a community service like no other to families. Lining the aisles are foods to fit anyone’s desire. From steak and potatoes to international choices and ice cream, moms and dads stream in and out picking up dinner, breakfast, and football game snacks. Whether you do it all yourself or employ other individuals, keeping up with the traffic and ensuring that the shelves are stocked is only one of the many responsibilities needing your attention. You also need to sweep and mop floors, plow or maintain parking lots, order new supplies, and most importantly, take care of customers. In all your day-to-day dealings, there are numerous risks at hand. Protect your customers, employees, and enterprise with the appropriate grocery store insurance plan.

The knowledgeable brokers at the Business Insurance Center will assist you in reviewing your existing coverage, discovering any gaps, and developing a tailored plan to get you covered. We work with reputable insurance companies to provide you the best protection at reasonable rates.

Key Risks You Should Mitigate with Grocery Store Insurance

With all the duties that need to be performed regularly, it is easy to overlook those small items that can grow into big problems. Here are four common risks you should be aware of and prepare to protect against:

Accidents from Slips and Falls: Exactly as it sounds, these are times when someone slips, trips, or falls and sustains an injury. Your store probably has space for parking and housing products. A little dish soap from a busted bottle can easily translate into a broken wrist. You want to make sure you have adequate coverage to safeguard against potential claims.
Accidents in the Parking Lot: Fender benders will happen. Shopping carts will dent and scratch cars. Weather conditions will leave snow mounds and ice patches. These are part of everyday business. Any entity that may be found responsible could potentially be named in lawsuits, so you want to make sure you are covered.
Foodborne Illnesses: With all the food sitting on shelves, in coolers, and out in the open in the produce section, spoilage can occur and harmful pathogens can appear. You may experience a claim for medical costs, lost wages, pain and suffering, and other expenses. A good policy can help mitigate these types of claims.

Safeguard Your Grocery Store with a Comprehensive Plan from the Business Insurance Center

Continue to serve your community while also guarding against potential claims when you obtain the proper amount of grocery store insurance. For more than 30 years, our team of brokers at the Business Insurance Center have helped store owners like you, entrepreneurs, and the self-employed with their insurance needs. We strive to offer you the best protection at rates you can afford. Focus on your customers, and let us do the rest!

Where Are the Hottest Jobs? Check Out the Cannabis Industry!

February 17, 2020 News

Experienced Cannabis Insurance Provider Weighs In

Cannabis is a hot topic. From its decriminalization to the 2018 Farm Bill, the United States is slated to see exponential growth in this field. The only thing hotter is the potential for job growth. Some states will see considerable differences in where their workforce is headed. For example, an article in the Miami Herald estimated that “Florida’s medical marijuana industry grew by 93% in 2019.” That’s significant!

When you are trying to break into the cannabis industry, you need to protect all aspects of your business. The experienced team at the Business Insurance Center stands ready to help you assess your needs and develop the right policies for your enterprise. Find a cannabis insurance provider who understands the growth in this field. Come talk with us.

Segments in the Cannabis Industry Waiting for You

Workingnation.com calls the cannabis industry a “jobs engine.” It may make you wonder what areas you can participate in, where your growth can begin, and what opportunities are out there for the cannabis industry. Here are a few areas to consider for you to pursue:

Tourism, Media, and Events: If you are an ambassador to the world of cannabis, this may be a perfect area. You can teach people to understand the plant better and discover its many uses.
Services: Every industry needs help in software design, technology, finance, legal, human resources, insurance, education, and training, and this applies to the cannabis industry too.
Retail: People need to access their cannabis supply. While brick and mortar dispensaries are a start, there are also opportunities in farm-to-table, delivery service, on-site consumption, and subscription boxes.
Sales and Distribution: As the industry becomes more specialized, opportunities in processing, distribution, transportation, and wholesale will grow as well.
Real Estate: You can explore a niche in property acquisition, development, financing, design, and management. Put that real estate license to good use helping this exploding industry.
Cultivation: The backbone of the market, cultivating the plant, includes different roles like genetics, seeds, cloning, and tissue culture.
Extraction: Demand for quality will continue to grow, requiring different types of extracts and formulations of the plant.

Jump on the Opportunity for Growth – Start with an Experienced Cannabis Insurance Provider

No matter what area you intend to join in on, your company needs proper protection. Start by working with a knowledgeable cannabis insurance provider. We assist you with obtaining general liability, property, worker’s compensation, umbrella, and employment practices coverage. For more than 30 years, we have worked with small business owners, entrepreneurs, and the self-employed across a wide range of industries. Find out what it is like to partner with a brokerage that cares about your success.

How to Get More Clients for Your Janitorial Services Business

February 17, 2020 Blog

Tips from the Business Insurance Center

Hanging out the proverbial shingle does not necessarily mean clients will flood your phone with calls. Instead, you may only get crickets. When you are new to the game, finding clients can be hard. It can be a struggle even for those who have been in the industry for years. If a business is off to a promising start, some of us can be naïve and think we can pull new clients out of a magical hat. Other times, we may focus our marketing dollars, resources, and time in the wrong direction. To get more clients, or better yet, the right clients, is more about focus than throwing your name out in the wind hoping that someone is listening.

Make the most of your marketing efforts when you focus on whom you want to work with and aim for them. Remember that safeguarding your enterprise will help you stay in business so that you can attain the perfect clientele for your goals. The brokers at the Business Insurance Center know the type of insurance for janitorial services that you need. Let us help you get the right policies for you and your company.

4 Tips for Getting More Clients for Your Cleaning Business

Once you have the right insurance for your janitorial services in place, it’s time to grow the business. You can find clients quicker when you take a few actions steps like these:

Decide whom you want to work with (aka find your ideal client): Think about your favorite customers. What draws you to them? Do you prefer office buildings full of professionals like accountants and attorneys? Maybe you like cleaning car dealerships or medical offices. Once you figure this out, think about their careers, where they may live, and what social media sites they may frequent.
Develop your marketing plan. This can be as fancy or simple as you feel necessary, but it is essential. Remember where your ideal client hangs out on social media? You want to show up there with posts and photos that offer value and service their needs, not yours. Try to solve their problems and how you can help with the solution. You may even want to start a blog on your site.
Defer to some of your existing customers. Word-of-mouth and referrals are an excellent way to find new clients. You may even ask for testimonials from existing accounts to put on your website.
Make it all about your customer and their needs. In everything you do in your business, it should always about the client’s needs, never yours. Ensure they know without a doubt the benefits you bring to the table that will make their home or office impeccably clean and tidy.

Grow Your Cleaning Business – Protect It with Insurance for Janitorial Services

Find new clients to keep growing your company. While you are focused on growth, talk to an experienced broker about the best insurance coverage for your janitorial service. Our team is available to discuss your needs, find any gaps in existing policies, and tailor a plan to give you the best possible protection at reasonable rates. For years, we have serviced small business owners like you with all your insurance requirements. We understand the demands you face. Let us help you get the policies you need to keep you going strong.

Predicting the Future of Cannabis

January 21, 2020 News

Insights into the Year 2020 from the Business Insurance Center

Since Oregon decriminalized the use of cannabis in 1973, states across the U.S. have fought constantly to get the plant legalized. Fast forward more than 40 years later in which the federal government formally legalized low-THC hemp nationwide through the 2018 farm bill. Throughout this transition, entrepreneurs like you have seen the potential and are ready for more growth and prosperity in the industry.

Continued growth in this sector requires hard work and forethought to protect your investments, products, and employees. When seeking out cannabis insurance providers, consult with an experienced broker at the Business Insurance Center. We understand the milestones reached, the mountains still to climb, and are ready to help with plans to safeguard against loss. Find out more when you call us today.

Cannabis Predictions for 2020

With so many obstacles already overcome, what more can be in store for this blossoming industry? According to an article at GreenEntrepreneur titled “20 Bold Predictions for the Cannabis Industry in 2020,” there is plenty more on the horizon. Here are a few highlights we found:

Growth will be slow, but profits won’t: Several opinions suggested that many cannabis companies will choose to shift their focus from that of growth to making choices that will result in a stronger business position. The customer will ultimately benefit from the innovation and product effectiveness that will follow.
Better experience for the consumer: Several contributors suggested that many entrepreneurs will spend time making the overall customer experience better. Personalized purchasing through digital check-in systems and faster onset times of edibles are a couple of examples given.
Companies will be in a do or die situation: For those businesses that are not yet making a profit, they may not last. The ones who are making a net profit, building their brand, and finding ways to be more sustainable will only strengthen their position in the market. We may see more consolidation among the farm industry.
Regulations may tighten without squelching: Testing requirements for laboratories will get stricter, especially as best practices evolve. The FDA will provide more guidance and clarity around the concentration limits for the retail consumer.
Education will be a priority. There are still many misperceptions in the industry. Companies trying to gain the trust of the consumer will work harder to test their product to ensure their safety.

Join the Growth – Buy Cannabis Insurance from the Business Insurance Center

No crystal ball will reveal the different risks you may face. Cannabis insurance providers like the Business Insurance Center help entrepreneurs and small business owners like you navigate through this exciting market. We understand the most important issues at hand and offer plans to protect your growing operation, dispensary, laboratory, or manufacturing plant. Talk to us today about the best options for you and your enterprise.

5 Tips for Using Social Media to Market Your Janitorial Services

January 24, 2020 Blog

Handy Suggestions from the Team at the Business Insurance Center

Just about everyone is on a social media platform of some sort. Pay attention to those around you and you will find people scrolling through their Facebook news feeds, or viewing pictures on Instagram. We love to see what is going on in other peoples’ lives. Social media is a fabulous way to get your commercial cleaning business in front of your ideal client. It’s not enough to post a picture “every so often.” Instead, when you take a targeted approach, you can make it easier for you and gain a following that brings you loads of business.

Make an impact on the cleaning services industry when you follow an online marketing strategy. As your company expands, reach out to a knowledgeable broker at the Business Insurance Center about insurance for your janitorial services to protect your venture. Let us work with you to determine the best plans for your operations.

5 Tips for Using Social Media for Your Janitorial Services

You do not have to earn a degree in Marketing to make the most of Facebook, Instagram, or other social media platforms. Start with these simple steps:

Choose a platform that makes sense. People like to see pictures and results. Consider using the channels that offer the most opportunities for visual effect. These include Facebook, Instagram, YouTube, and Pinterest. (Bonus tip: Choose one and master it. Then add another.)
Stick to a consistent schedule. You don’t have to post multiple times a day, but you will want to post regularly. Choose a schedule and stick to it. For example, if you’re going to showcase before and after pictures weekly, then decide on a day and show up each week.
Have some fun, and offer value. Cleaning can be boring for many people. However, people don’t like to work in dirty offices. Post fun memes or stories that connect people on a personal or emotional level.
Keep things simple with a template. Come up with a simple template or theme for your posts and then use it each time. The consistency will make it much easier for you to stay on schedule, and it helps with branding your company to become a recognized name for new clients.
Enlist help from your team. You will need lots of content. Utilize the assistance of your team to ensure you have plenty to work with.

Protect Your Growing Business with Insurance for Janitorial Services

From cleaning to marketing, you have your hands full. Worrying about an insurance claim should not be one of the issues you need to worry about. Instead, contact the Business Insurance Center and speak with a broker about coverage for your janitorial service. We discuss your needs, look for any gaps in existing coverage, and then develop a customized plan to get you the coverage you need at reasonable rates. Focus on growth while we focus on protecting your enterprise.

6 Ideas to Mitigate Risk for Employees Using Company Vehicles

January 21, 2020 Blog

Suggestions for Commercial Fleet Owners from the Business Insurance Center

Some organizations allow their employees to utilize a company-owned car for personal use. While this may seem like a fantastic perk that may attract some great talent, it is not without risks. What happens if an employee is driving the company’s car over the weekend and has an accident? What if you find out their spouse was operating your commercial vehicle when the accident happened? Without a solid policy and procedure, you may have more hassle on your hands than you expect. You should take steps to mitigate risk, no matter if you have a fleet of five or 500 vehicles.

Stay abreast of the company-owned cars, trucks, and vans driven by your team when you establish standard procedures for everyone to follow. Remember to review your insurance policies as well. The helpful team at the Business Insurance Center provides quick commercial fleet insurance quotes so that you can obtain the right coverage for your organization. We work with established insurers to offer you the best policies at affordable rates.

Suggestions for Establishing a Policy for Personal Use of a Company Vehicle

It is imperative that you not only develop but also implement a policy that establishes under what conditions and circumstances personal use is allowed. Before an individual gets behind the wheel of your company’s car:

Review each employee’s driving record. You will want to obtain their Motor Vehicle Record from your Bureau of Motor Vehicles to make sure it is acceptable for your company.
Conduct a safety inspection. Before your employee takes the car, inspect it for safety issues. Document the process and fix any problems found.
Have your employee sign a copy of the company’s vehicle safety rules. It should list out that they will not operate the vehicle if they have consumed alcohol or taken any medicine (prescription or over the counter) that may impair driving. Also, it should state they will not drive while under the influence of alcohol, prescription medication, or drugs. Finally, they agree not to talk or text on a cell phone while operating the vehicle, and they will report any accidents to the company immediately. It may seem like a lot, but it can save you a lot of hassle later.
Require that they submit a written and signed request to use a company car. It ought to include statements that they will be the only one operating the vehicle, how and where it will be used, and how many miles they expect to drive. Additionally, it should tell you the dates they need the car, what, if any, cargo will be transported, and how many passengers may be in the automobile.
Make and keep a copy of their driver’s license. If they do not have one, do not allow them to use the car. Their license should also be valid for the type of vehicle they need to drive.
Make and keep a copy of their personal automobile insurance card. Check that it has not expired, and if they do not have personal insurance, avoid letting them use your car.

Keep Your Fleet and Your Employees on the Road with Help from Business Insurance Center

It makes good business sense to implement strategies and procedures that keep your company and your employees safer when behind the wheel. Talk with an experienced broker from the Business Insurance Center for a commercial fleet insurance quote. We can provide you with the best policies for reasonable rates.

Understanding Trends in Builder’s Risk Insurance

January 17, 2020 News

The Business Insurance Center Team Helps You Stay on Top of Changes

As a contractor, your reputation is everything. If you can’t do the work your clients expect, then you lose out on opportunities for new business later. Once sullied, it’s challenging to recover from a tarnished image. When you are busy visiting potential clients, negotiating contracts, and hiring crew members, you may overlook simple things that may cost you later, such as obtaining the right insurance coverage. Without it, your business can suffer severe setbacks.

Keep your reputation and your company afloat by obtaining builder’s risk insurance with help from the Business Insurance Center. Our experienced team of brokers assists contractors across the country safeguard their business against loss from fire, weather events, and theft on their project sites. Gain peace of mind for your client and yourself when you consult with us.

Trends in Builder’s Risk Insurance You Should Know

It is easy to think that once a policy is purchased, you can go about your business but there are responsibilities on both sides. For example, one construction company was denied a claim because it failed to follow through in protecting their job site. Additionally, every industry goes through various changes and trends. The same holds true for the construction and insurance industries. Here are a few changes to keep aware of:

It matters who purchases the policy. As a contractor, you need to look for a specific section of your policy, specifically, the Named Insured and the Additional Insured. Look for who is responsible for what and how that impacts each party.
The shortage of skilled workers raises risk factors. Look for help from your builder’s risk insurer for best practices and training programs to bring your crew up-to-speed on high-risk jobs. When you give your team the necessary tools to do their job safely, you may lower your risk of on-the-job injuries.
Mother Nature has a more significant impact on projects than in the past. The weather is getting feistier. Hurricanes impacting odd areas, increased snow and rainfall, and other violent systems are a few examples. It would be best if you looked at your policy to see what weather-related events are included.
Technology aids in the process. Some contractors are utilizing a bit of technology, such as sensors to alert them to theft and other issues like water damage. Some even use drones to keep an eye on the progress of a job.
Timing on policy purchases can make or break a job. Waiting to buy coverage leaves your project vulnerable in the early stages. It can also mean the premium is much higher. Contractors are taking steps to make this purchase before breaking ground.

Protect Your Reputation with Builder’s Risk Coverage from the Business Insurance Center

Safeguard your reputation when you take advantage of some of the latest trends before you start your next project. Begin by speaking with a knowledgeable broker from the Business Insurance Center about purchasing a builder’s risk policy. Our experienced staff will assess your needs and find the best coverage at reasonable rates. Call us first before the first shovel hits the ground.

How the Construction Labor Shortage Affects Your Insurance

Insights from Builder’s Risk Insurance Providers

How Today’s Labor Shortage Affects Your Future Projects

How to Bring Your Crew Up-to-Speed Quickly

Mitigate Risk with Help from the Business Insurance Center

COMMERCIAL FLEET

CYBER CRIME

RESTAURANT

CONTRACTOR

CONDO ASSOCIATION

DAY CARE

FARM

SMALL BUSINESS

JANITORIAL

POLLUTION LIABILITY

WORKERS’ COMPENSATION

NURSING HOME

CONVENIENCE STORE

DIRECTORS & OFFICERS

MANUFACTURING

Do This before Jumping on the Hemp Growing Bandwagon

Suggestions from a Reliable Hemp Growers Insurance Brokerage

5 Steps to Get Started in the Hemp Grower’s Industry

Ride the Hemp Industry’s Tidal Wave with Help from the Business Insurance Center

COMMERCIAL FLEET

CYBER CRIME

RESTAURANT

CONTRACTOR

CONDO ASSOCIATION

DAY CARE

FARM

SMALL BUSINESS

JANITORIAL

POLLUTION LIABILITY

WORKERS’ COMPENSATION

NURSING HOME

CONVENIENCE STORE

DIRECTORS & OFFICERS

MANUFACTURING

What Is Additional Insured Status? How Can It Protect My Company?

Helpful Information from a Dependable Commercial Insurance Provider

What Is a Named Insured vs. Additional Insured?

When Do You Need a Blanket Endorsement vs. an Additional Insured Endorsement?

What Are the Most Common Insurance Policies Using Additional Insured?

Take Care of Your Coverage Obligations with Help from the Business Insurance Center

COMMERCIAL FLEET

CYBER CRIME

RESTAURANT

CONTRACTOR

CONDO ASSOCIATION

DAY CARE

FARM

SMALL BUSINESS

JANITORIAL

POLLUTION LIABILITY

WORKERS’ COMPENSATION

NURSING HOME

CONVENIENCE STORE

DIRECTORS & OFFICERS

MANUFACTURING

4 Common Risks Grocery Store Insurance Helps Cover

The Team at the Business Insurance Center Weighs In

Key Risks You Should Mitigate with Grocery Store Insurance

Safeguard Your Grocery Store with a Comprehensive Plan from the Business Insurance Center

COMMERCIAL FLEET

CYBER CRIME

RESTAURANT

CONTRACTOR

CONDO ASSOCIATION

DAY CARE

FARM

SMALL BUSINESS

JANITORIAL

POLLUTION LIABILITY

WORKERS’ COMPENSATION

NURSING HOME

CONVENIENCE STORE

DIRECTORS & OFFICERS

MANUFACTURING

Where Are the Hottest Jobs? Check Out the Cannabis Industry!