The Business Insurance BLOG


Protect Your Business and Employees with a Distracted Driving Policy

Posted on: September 30,2019

Tips from the Caring Team at the Business Insurance Center People are distracted, and it is causing unnecessary accidents and tragedies. States across the country create laws requiring hands-free devices when driving, but that does not mean our attention is not drawn elsewhere. When your business owns a fleet of vehicles, your company is at …

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Do I Need Business Insurance for My Side Hustle?

Posted on: September 27,2019

Reasons to Protect Your Growing Enterprise with Experienced Insurance Providers Many Americans are jumping on the side hustle trek and running an after-hours small business in addition to working their regular 9-to-5. The types of side gigs are vast and include independent share ride drivers, janitorial services, writing, graphic design, landscape, and pet sitting. The …

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Manage the Risks of Being Understaffed

Posted on: September 15,2019

Suggestions to Reduce Worker’s Compensation Claims Companies must make hard decisions daily to ensure their business is thriving. At times, that may include reducing payroll by laying off employees. While it may seem like a good solution, it can cost more in the end with the added stress and strain on your remaining staff. Even …

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When Does a Commercial Umbrella Insurance Policy Make Sense?

Posted on: September 12,2019

Insight From The Business Insurance Center Many companies mistakenly assume that their existing policies will provide blanket coverage. Therefore, when a claim arises, they are often perplexed that insurance did not pay for everything. The reality is that your coverages have limitations. Most businesses will probably not reach their maximum limits but some do. What …

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How to Find the Perfect Location for Your Business

Posted on: September 09,2019

Suggestions from the Team at the Business Insurance Center Setting up the first or additional locations for your business takes careful consideration and planning. When you are in the middle of caring for customers, overseeing production, and managing employees, it might be easy to sign a lease on the first place that looks good. Avoid …

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My Customer Wants a Certificate of Insurance from Me – What Should I Do?

Posted on: September 06,2019

Guidance from the Team at the Business Insurance Center Any time someone hires you to complete a job for them, they want to know that you have adequate coverage if something goes wrong. If you hire sub-contractors to work for you, the same idea applies. Even though we would all like to trust each other, …

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Reduce Employment Practices Liability Insurance Claims

Posted on: September 03,2019

Work with an Experienced Insurance Brokerage In today’s age of social media coverage, even a small misunderstanding can land your company in hot water and, possibly facing a lawsuit. Sexual harassment, unlawful failure to promote, or wrongful termination claims are only a few of the reasons an employee may be likely to sue you. Are …

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What Are First-Party and Third-Party Costs in a Cyber Attack?

Posted on: July 29,2019

Combat the Effects with a Cyber Liability Insurance Policy Today’s consumer expects a certain level of security when they do business with you. They trust that you will protect their private and confidential data with state-of-the-art software. When a hacker or extortionist breaches your computer system, not only are they stealing, they are also putting …

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Reasons Why You Should Purchase Builders Risk Insurance as the Contractor

Posted on: July 25,2019

From the moment you step onto a job site, you and your crew face several potential risks. There is an obvious risk of injury. Then there is theft and fire. You accepted these chances when you decided to become a contractor. However, when it comes to rehabilitating a fixer-upper or building a new structure, it …

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Challenges and Opportunities Abound in the Cannabis Industry

Posted on: July 21,2019

It Starts with the Right Insurance Provider for Your Cannabis Business Similar to Prohibition in the 1920s, no other industry has caused such a ruckus like cannabis. This hardy plant was used for thousands of years as food, fuel, and medicine. Its fibrous stalk has been used to make canvas and paint. With all the …

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Business Insurance News

best insurance for daycare centers

Insurance for Daycare Centers 


September 01, 2022

Daycare insurance is designed to protect childcare providers from a variety of risks. This may include reimbursement for the financial consequences of liability claims and lawsuits. These policies also can cover damages resulting from injuries to children, employees, or third parties; property damage; and other potential liabilities. In addition, daycare insurance can provide coverage for …

Janitorial Insurance Cost & Coverage 2022


September 01, 2022

If you own a janitorial business, you know that th...

Insurance for Remediation Contractors


July 14, 2022

As a remediation contractor, you are tasked with c...


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If any policy provision is in conflict with the information provide on our website, blog or by any of our agents, kindly note that the policy language is controlling and supersedes all other sources. For more information, please contact your local office of The Nowell Agency.

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