The Business Insurance BLOG


Do I Need Commercial Fleet Insurance as a Small Business Owner?

Posted on: July 17,2019

If you talk to an accountant, they will tell you to keep your personal funds separate from your business. The same concept applies to insuring vehicles used for commercial purposes. For example, if you drive your private car to deliver flowers for your floral business and you are in an accident, your insurance company may …

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Items to Consider When Opening a Convenience Store

Posted on: July 14,2019

Suggestions from the Team at the Business Insurance Center Dotted along the American landscape are a variety of businesses. One that nearly everyone will utilize at frequently is the convenience store. These one-stop-shops live up to their moniker. They offer various products and gas at easily accessible locations 24-hours a day. Who hasn’t wandered down …

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6 Steps to Reduce Workers Compensation Insurance Claims

Posted on: May 16,2019

As a responsible employer, the safety of your employees should always be first in your mind. Without your team, everything could shut down and you would be out of business. If an employee gets hurt while on the job, it can mean downtime and undue burden on your other employees. The good news is that …

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Fill the Gaps in Your Existing Coverage with Commercial Umbrella Insurance

Posted on: May 13,2019

When you think of an umbrella policy, you may think of a type of coverage that envelops all your other policies, no matter what. That is not necessarily the case. Consider this comparison: when you use an umbrella to keep the rain off of you, it only works when you stay under the fabric. The …

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Learn the 4 Variables to Your Commercial Property Insurance Rates

Posted on: May 09,2019

Are you protected in the event that a fire at your place of business damages or destroys your equipment and other company-owned items? It’s easy to think that your general liability policy can handle everything but that is not necessarily the case. It’s also incorrect to assume your landlord’s insurance will cover your company’s belongings. …

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Don’t Need General Liability Insurance? Think Again!

Posted on: May 06,2019

As a small business owner, you are continually pulled in many different directions. One minute you may be writing up roofing bids for a new customer and the next, you are hard at work replacing worn out shingles. Maybe you are ordering stock for your convenience store and then rushing to ring up sales for …

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Protect Your Company with Employment Practices Liability Insurance

Posted on: May 03,2019

Common Situations to Look Out For Workplace privacy is a hot topic. It’s not uncommon for a business to have a claim filed against them from an employee for breach of privacy, among other things. Many times, the allegations center around a failure to protect sensitive private information. Sometimes, they are accusations of ‘spying’ when …

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If You Have a Home-Based Business You May Need Commercial Insurance

Posted on: April 11,2019

There are many benefits of running your business out of your house. There’s the convenience of a short commute and the lax dress code and maybe, one of the best perks is the low overhead. Why not utilize the extra bedroom to start a business and join the ever-growing economy? You need a place to …

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Why Builder’s Risk Insurance is a Good Idea

Posted on: April 11,2019

As a builder or general contractor, your reputation is on the line each time you take on a new construction job. As a responsible business owner, you know how to cross your t’s and dot your i’s. You carry the right general liability coverage, keep your worker’s compensation insurance paid up, and always have the …

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How to Save Money on Your Commercial Fleet Insurance

Posted on: April 11,2019

Many small and medium-sized companies utilize trucks and cars to conduct their businesses. For example, street sweepers, landscape contractors, and caterers need to get their employees and products from Point A to Point B. Additional vehicles on the road create increased risk. Accidents are likely to happen that may include property damage and personal injury. …

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Business Insurance News

best insurance for daycare centers

Insurance for Daycare Centers 


September 01, 2022

Daycare insurance is designed to protect childcare providers from a variety of risks. This may include reimbursement for the financial consequences of liability claims and lawsuits. These policies also can cover damages resulting from injuries to children, employees, or third parties; property damage; and other potential liabilities. In addition, daycare insurance can provide coverage for …

Janitorial Insurance Cost & Coverage 2022


September 01, 2022

If you own a janitorial business, you know that th...

Insurance for Remediation Contractors


July 14, 2022

As a remediation contractor, you are tasked with c...


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